Visit USA-HealthCare® Budget

Travel medical insurance and more for visitors to the United States.

5 Days to 364 Days

Why do I need Travel Medical Insurance?

Medical care in the U.S. can be very expensive, and your healthcare plan from home may not be enough to cover it. Consider that the average cost of a 3-day hospital stay in the U.S. is $30,000.* If you become sick or injured while visiting, how will you cover your medical costs?

*Source: healthcare.gov

Budget Plan

Offered at a lower cost, the Budget Plan is different in that it's a scheduled benefit plan with a per incident deductible, and has fewer benefits and lower coverage limits than the Standard and Superior plans.

To view the detailed benefits and descriptions of this plan, view the Description of Coverage documents here.

Plan Highlights

 PLAN APLAN B
Age Eligibility14 days to 80+ yrs14 days to 69 yrs
Maximum Policy/Accident and Sickness Medical Coverage Limits$50,000
(Age 80+: $20,000)
$150,000
(Ages 65-69: $100,000)
Deductible$0, $50, $100 or $250 per incident$0, $50, $100 or $250 per incident
Coinsurance*URCURC
Emergency Medical Evacuation$100,000$100,000
Repatriation of Remains$25,000$25,000
Emergency Reunion$15,000$15,000
Terrorism$25,000$25,000
Covid-19 CoverageCoverage IncludedCoverage Included
24/7 Worldwide AssitanceIncludedIncluded

* URC = Usual, reasonable and customary

Please note: This is only a brief description of the coverage(s) available. The Policy Description of Benefits may contain reductions, limitations, exclusions and termination provisions. Coverage may not be available in all states. Please refer to the complete Description of Coverage for full coverage details. To view the Description of Coverage, please visit here.

Who is eligible?

Visit USA-HealthCare is for anyone who is traveling to the United States and is not a U.S. citizen or permanent resident. It is available to:

  • Tourists
  • Visiting scholars
  • Missionaries
  • Business Travelers
  • And more.

You can get individual coverage or coverage for your entire family, including your spouse and children, or for children traveling alone.

Visit USA-HealthCare® is available for as little as $0.74 a day.

Key Benefits

Accident and Sickness Medical Coverage

Reimburses for covered medical expenses (including Covid-19)…or pays providers directly.

Emergency Travelers Assistance

Includes medical referrals, translations, medical evacuation arrangements and contact with family back home.

Emergency Medical Evacuation

Pays for evacuations, plus return airfare home or to original evacuation location. (To be arranged by insurance company.)

Rates

Visit USA-HealthCare Budget

 PLAN A
PLAN B
Deductible Per Incident
$50,000 Policy Maximum$150,000 Policy Maximum
Age$0$50$100$250$0$50$100$250
0 - 17$1.23$1.04$0.93$0.74$2.30$1.89$1.75$1.40
18-29$1.23$1.04$0.93$0.74$2.30$1.89$1.75$1.40
30-39$1.39$1.16$1.05$0.83$2.48$2.04$1.85$1.48
40-49$1.43$1.22$1.10$0.87$2.64$2.16$2.05$1.64
50-59$2.00$1.70$1.55$1.23$3.54$2.96$2.86$2.29
60-64$2.38$1.95$1.80$1.42$4.04$3.36$3.25$2.60
65-69*$2.38$1.95$1.80$1.42$4.04$3.36$3.25$2.60
70-79N/AN/A$3.17$2.54N/AN/AN/AN/A
80+**N/AN/A$10.24$8.23N/AN/AN/AN/A

*$100,000 Policy Maximum for ages 65-69.
*$20,000 Maximum Limit for age 80 and over.

Administrator

USI Affinity | Travel Insurance Services
3805 West Chester Pike
Bldg D, Suite 200
Newtown Square, PA 19073

Visit USA-HealthCare claims are administered by WorldTrips.

Underwriter

Lloyd's of London - Syndicate 4141

FOR ADDITIONAL INFORMATION

Harris, Reed & Seiferth Insurance Group
6650 W Indiantown Rd 210
Jupiter, FL  33458
United States

Phone: +1-5617688176
Website: hrs.brokersnexus.com

Version: BRO-0074-0521_TRAVEL
05/21

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